Alger & O'Neill Insurance
3965 Saint Charles Pkwy
Waldorf, MD 20602-2683
Phone: (301) 645-9619 | Fax: (301) 843-5680
Waldorf families can depend on Alger & O'Neill Insurance to provide guidance and answer any questions. Their office location is 3965 Saint Charles Pkwy or call (301) 645-9619 to talk with a representative. Servicing Waldorf and the entire Charles county region.
If you're trying to find insurance agents in Waldorf, MD or just looking to lower your rates we can help. Here are some insurance buying best practices.
- Alger & O'Neill Insurance may be able help you with your insurance needs in Waldorf. Professional agents are trained to find deficiencies in insurance coverages and protect your assets against loss.
- Waldorf car insurance rates are not cheap, and nobody like paying more than they have to for insurance. You can help reduce your car insurance costs by raising your deductibles, maintain a high credit score, avoid getting traffic tickets or having at-fault accidents, and drive lower-cost vehicles that are cheaper to repair than expensive imports.
- Waldorf home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Some Maryland insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Waldorf and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.