American Family Insurance
19021 Freeport St NW
Elk River, MN 55330-1278
Phone: (763) 441-9029 | Fax: (763) 441-5741
Elk River residents can count on American Family Insurance to give a helping hand when purchasing insurance. Call (763) 441-9029 to talk to an agent or stop by at 19021 Freeport St NW. Serving the greater Elk River area and beyond.
If you're trying to find insurance agents in Elk River, MN or just looking to lower your rates we can help. These tips may help.
- American Family Insurance may assist you in finding Minnesota insurance coverage. With a local Elk River insurance agent, you have a professional contact to inquire about coverage issues, review your policy and assist you in the event of an insurance claim.
- Your Elk River car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- Elk River home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Consider taking a driver training course. Many car insurance companies will give you a discount if you've completed a defensive driver course in Minnesota. Check with your Elk River agent to find out if that discount exists with your current company.