American Family Insurance
2400 W Main St # J
Rapid City, SD 57702-2472
Phone: (605) 342-5448 | Fax: (605) 342-0335
American Family Insurance provides residents of Rapid City with advice and guidance when making important insurance decisions. Their office is located at 2400 W Main St # J or call (605) 342-5448 to speak with an agent. Serving Rapid City and the greater Pennington county area.
Looking for insurance agents in Rapid City, SD or just trying to lower your premiums? Here are some insurance buying best practices.
- A neighborhood insurance services provider like American Family Insurance can make it easier to determine the correct insurance coverages for your financial situation. Licensed South Dakota insurance agents are educated to uncover possible protection gaps within your insurance coverage.
- Your Rapid City auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- If you own a house in Rapid City and are searching for property insurance coverage, greater insurance deductibles can provide substantial cost savings on your rates. Whenever you can manage to pay a larger insurance deductible in case you have a claim, you might end up saving money on your annual homeowner's insurance premiums.
- To save money on your home insurance, consider installing a security or surveillance system. Some insurance companies in South Dakota may give you a break on your rates if you have a monitored security system installed. Check with your insurer prior to installing a system to see which systems they recommend.