American Family Insurance
928 S Grand Ave
Spencer, IA 51301-5762
Phone: (712) 262-8900 | Fax: (712) 262-8901
Spencer residents can count on American Family Insurance to give a helping hand when purchasing insurance. Call (712) 262-8900 to talk to an agent or stop by at 928 S Grand Ave. Serving the greater Spencer area and beyond.
If you're trying to find insurance agents in Spencer, IA or just looking to lower your rates we can help. These tips may help.
- American Family Insurance may be able to help you determine the insurance policy that's right for your specific needs.
- If you think your Spencer is too expensive, consider having an annual review with your insurance agent. They can go over your current coverages and make recommendations such as raising your physical damage deductibles to save you money.
- Spencer property owners are able to reduce their insurance costs by simply increasing their insurance policy deductible. An insurance deductible is how much money you have to pay out-of-pocket once you have a home insurance claim. By agreeing to pay an increased amount of your own money, your insurance provider will lower your home insurance premium. Providing you don't have regular claims, the cost savings on the reduced premium will soon add up to a lot more than the extra insurance deductible you have to spend at claim time.
- There is no need to insure vehicles you aren't driving. Just make sure there is no chance of the vehicle being operated, even pull the battery if needed. This will keep the car from inadvertantly being driven.