American Family Insurance
120 N Jefferson St
St James, MO 65559-1918
Phone: (573) 265-3133 | Fax: (573) 265-3050
American Family Insurance is dedicated to protecting St James families with at a price you can afford with professional service. Visit their office at 120 N Jefferson St or call (573) 265-3133 for risk-free insurance quotes. Servicing St James and the entire Phelps county region.
Searching for insurance agents in St James, Missouri or just trying to save money on insurance? Here are some tips to keep in mind.
- A local insurance services provider like American Family Insurance can help you determine the proper coverages for your personal situation. Licensed Missouri insurance agents are trained to find possible coverage gaps in your insurance plan.
- Your St James auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- If you own a home in St James and are shopping for home insurance, higher deductibles can give you substantial savings on your premiums. If you can afford to pay a higher deductible when you have a claim, you may come out ahead by raising your deductible.
- Consider taking a driver training course. Many car insurance companies will give you a discount if you've completed a defensive driver course in Missouri. Check with your St James agent to find out if that discount exists with your current company.