American Hardware Insurance
1841 Tegra Rd
Cool, CA 95614-9515
Phone: (530) 885-4334
Cool families can depend on American Hardware Insurance to provide guidance and answer any questions. Their office location is 1841 Tegra Rd or call (530) 885-4334 to talk with a representative. Servicing Cool and the entire El Dorado county region.
If you're trying to find insurance agents in Cool, CA or just looking to lower your rates we can help. Here are some insurance buying best practices.
- American Hardware Insurance is an insurance services provider in Cool and may be able to help you obtain insurance coverage.
- Your Cool car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- If you own a home in Cool, you may be able to lower your property insurance premiums simply by raising your homeowners deductible. Your insurance company may also give you the option of raising just the wind and hail deductible, but leaving a lower deductible on losses such as theft or fire.
- You might save some money by buying a longer term policy. If you're paying monthly on your auto policy or your policy term is 6-months, you might save some money by paying the policy in full or buying an annual policy term.