American Portfolios Financial
118 N Charles St
Charles Town, WV 25414-1508
Phone: (304) 728-6640 | Fax: (304) 728-6645
American Portfolios Financial provides residents of Charles Town with advice and guidance when making important insurance decisions. Their office is located at 118 N Charles St or call (304) 728-6640 to speak with an agent. Serving Charles Town and the greater Jefferson county area.
Looking for insurance agents in Charles Town, WV or just trying to lower your premiums? Here are some insurance buying best practices.
- A local insurance services provider like American Portfolios Financial can help you determine the proper coverages for your personal situation. Licensed West Virginia insurance agents are trained to find possible coverage gaps in your insurance plan.
- Your Charles Town auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Charles Town insurance agents may be able to save you money if you inquire about raising your homeowner's deductible. The higher you raise your deductible, the less your Charles Town home insurance will cost you each year because you're willing to shoulder a larger portion of any claim that you may file.
- Longevity pays off. If you have a tendancy to jump around between insurance companies, you may be costing yourself money. Many West Virginia insurance companies reward insureds for staying with them over time. The longer you stay, the bigger discount you may see.