Auto Insurance Specialist
1018 S Church St
Smithfield, VA 23430-1718
Phone: (757) 357-5623 | Fax: (757) 357-2061
Auto Insurance Specialist provides residents of Smithfield with advice and guidance when making important insurance decisions. Their office is located at 1018 S Church St or call (757) 357-5623 to speak with an agent. Serving Smithfield and the greater Isle Of Wight county area.
Looking for insurance agents in Smithfield, VA or just trying to lower your premiums? Here are some insurance buying best practices.
- A neighborhood insurance services provider like Auto Insurance Specialist can make it easier to determine the correct insurance coverages for your financial situation. Licensed Virginia insurance agents are educated to uncover possible protection gaps within your insurance coverage.
- Your Smithfield auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- If you own a home in Smithfield and are shopping for home insurance, higher deductibles can give you substantial savings on your premiums. If you can afford to pay a higher deductible when you have a claim, you may come out ahead by raising your deductible.
- Under no circumstances allow your insurance coverage to expire. You may find it very hard to get insurance again in Virginia should your insurance policy expire, and your insurance coverage may cost considerably more than it had before.