B B & H Benefit Design
801 Garden St # 301
Santa Barbara, CA 93101-1598
Phone: (805) 962-2868 | Fax: (805) 962-9268
B B & H Benefit Design provides residents of Santa Barbara with advice and guidance to help them meet their insurance needs. Call (805) 962-2868 for a no obligation quote or stop by at 801 Garden St # 301. Servicing Santa Barbara and the entire Santa Barbara county region.
Looking for insurance agents in Santa Barbara, CA or just trying to lower your premiums? These tips may help.
- B B & H Benefit Design is an insurance services provider in your neighborhood and by talking with a licensed agent, you can help find adequate insurance coverages for your personal situation.
- Your Santa Barbara car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- Increased home insurance deductibles can provide significant cost savings when you own a house in Santa Barbara. You'll be forced to pay more money from your pocket if you have an insurance claim, but if you infrequently have claims, you may save a large sum by paying higher deductibles and lower rates.
- Some California insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Santa Barbara and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.