Bay State Financial Svc
100 Front St
Worcester, MA 01608-1425
Phone: (508) 791-0916 | Fax: (508) 793-1870
Bay State Financial Svc provides residents of Worcester with advice and guidance when making important insurance decisions. Their office is located at 100 Front St or call (508) 791-0916 to speak with an agent. Serving Worcester and the greater Worcester county area.
Looking for insurance agents in Worcester, MA or just trying to lower your premiums? Here are some insurance buying best practices.
- A neighborhood insurance services provider like Bay State Financial Svc can make it easier to determine the correct insurance coverages for your financial situation. Licensed Massachusetts insurance agents are educated to uncover possible protection gaps within your insurance coverage.
- Your Worcester auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- If you own a home in Worcester and are shopping for home insurance, higher deductibles can give you substantial savings on your premiums. If you can afford to pay a higher deductible when you have a claim, you may come out ahead by raising your deductible.
- Under no circumstances allow your insurance coverage to expire. You may find it very hard to get insurance again in Massachusetts should your insurance policy expire, and your insurance coverage may cost considerably more than it had before.