Bay State Insurance
200 Olde Point Vlg # 203
Chester, MD 21619-2101
Phone: (410) 643-9390 | Fax: (410) 643-9391
Chester families can depend on Bay State Insurance to provide guidance and answer any questions. Their office location is 200 Olde Point Vlg # 203 or call (410) 643-9390 to talk with a representative. Servicing Chester and the entire Queen Annes county region.
If you're trying to find insurance agents in Chester, MD or just looking to lower your rates we can help. Here are some insurance buying best practices.
- Bay State Insurance may be able help you with your insurance needs in Chester. Professional agents are trained to find deficiencies in insurance coverages and protect your assets against loss.
- Your Chester car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- Higher homeowner's insurance deductibles can give you substantial savings if you own a home in Chester. You'll have to pay more out-of-pocket if you have an insurance claim, but if your claims are infrequent, you may come out way ahead by raising your deductibles and pocketing the savings.
- To save money on your home insurance, consider installing a security or surveillance system. Some insurance companies in Maryland may give you a break on your rates if you have a monitored security system installed. Check with your insurer prior to installing a system to see which systems they recommend.