Benefit Designs & Consultants
140 Long Rd
Chesterfield, MO 63005-1206
Phone: (314) 989-0900
Chesterfield residents can count on Benefit Designs & Consultants to provide guidance when purchasing insurance. Visit their office at 140 Long Rd or call (314) 989-0900 to talk to an agent. Serving the greater Chesterfield area and beyond.
If you're trying to find insurance agents in Chesterfield, MO or just looking to lower your rates we can help. Here are some tips to keep in mind.
- Benefit Designs & Consultants may be able to help you determine the insurance policy that's right for your specific needs.
- Your Chesterfield auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Higher homeowner's insurance deductibles can give you substantial savings if you own a home in Chesterfield. You'll have to pay more out-of-pocket if you have an insurance claim, but if your claims are infrequent, you may come out way ahead by raising your deductibles and pocketing the savings.
- To save money on your home insurance, consider installing a security or surveillance system. Some insurance companies in Missouri may give you a break on your rates if you have a monitored security system installed. Check with your insurer prior to installing a system to see which systems they recommend.