Bernard J Lynch Assoc
109 N Fairfield St
Ligonier, PA 15658-1109
Phone: (724) 238-6886 | Fax: (724) 238-6223
Bernard J Lynch Assoc provides residents of Ligonier with advice and guidance to help them meet their insurance needs. Call (724) 238-6886 for a no obligation quote or stop by at 109 N Fairfield St. Servicing Ligonier and the entire Westmoreland county region.
Looking for insurance agents in Ligonier, PA or just trying to lower your premiums? These tips may help.
- Bernard J Lynch Assoc may be able to help you determine the insurance policy that's right for your specific needs.
- Your Ligonier auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Ligonier insurance agents may be able to save you money if you inquire about raising your homeowner's deductible. The higher you raise your deductible, the less your Ligonier home insurance will cost you each year because you're willing to shoulder a larger portion of any claim that you may file.
- You might save some money by buying a longer term policy. If you're paying monthly on your auto policy or your policy term is 6-months, you might save some money by paying the policy in full or buying an annual policy term.