Bill Ramsey Insurance
227 W Irvine St
Richmond, KY 40475-1437
Phone: (859) 626-0002 | Fax: (859) 626-0133
Richmond residents can count on Bill Ramsey Insurance to provide guidance when purchasing insurance. Visit their office at 227 W Irvine St or call (859) 626-0002 to talk to an agent. Serving the greater Richmond area and beyond.
If you're trying to find insurance agents in Richmond, KY or just looking to lower your rates we can help. Here are some tips to keep in mind.
- A neighborhood insurance services provider like Bill Ramsey Insurance can make it easier to determine the correct insurance coverages for your financial situation. Licensed Kentucky insurance agents are educated to uncover possible protection gaps within your insurance coverage.
- When shopping for car insurance in Richmond, consider raising your comprehensive and collision deductibles to a higher level to save money. Auto insurance costs less when you're willing to pay slightly more out-of-pocket when you have a claim.
- If you own a house in Richmond and are searching for property insurance coverage, greater insurance deductibles can provide substantial cost savings on your rates. Whenever you can manage to pay a larger insurance deductible in case you have a claim, you might end up saving money on your annual homeowner's insurance premiums.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your Kentucky insurance company, then you will be rewarded with lower rates.