Bogen Ltc
401 1st Ave NE
Watertown, SD 57201-2701
Phone: (605) 886-3601 | Fax: (605) 886-0815
Watertown residents can count on Bogen Ltc to provide guidance when purchasing insurance. Visit their office at 401 1st Ave NE or call (605) 886-3601 to talk to an agent. Serving the greater Watertown area and beyond.
If you're trying to find insurance agents in Watertown, SD or just looking to lower your rates we can help. Here are some tips to keep in mind.
- Bogen Ltc may be able to help you determine the insurance policy that's right for your specific needs.
- When researching auto insurance in Watertown, think about increasing your collision and comprehensive insurance deductibles to a larger amount in order to save money. Car insurance is cheaper when you're prepared to spend slightly more out-of-pocket if you have an insurance claim.
- Watertown home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Consider taking a driver training course. Many car insurance companies will give you a discount if you've completed a defensive driver course in South Dakota. Check with your Watertown agent to find out if that discount exists with your current company.