Brett Insurance
225 Vine St
Johnstown, PA 15901-1518
Phone: (814) 535-8649 | Fax: (814) 535-8640
Brett Insurance provides residents of Johnstown with advice and guidance when making important insurance decisions. Their office is located at 225 Vine St or call (814) 535-8649 to speak with an agent. Serving Johnstown and the greater Cambria county area. Visit our website anytime for more information.
Looking for insurance agents in Johnstown, PA or just trying to lower your premiums? Here are some insurance buying best practices.
- Brett Insurance may be able to help you find the best insurance rates in Pennsylvania. By using a local Johnstown insurance agent, you have someone to contact to ask questions, review coverages and help you at claim time.
- Your Johnstown auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Johnstown home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Consider taking a driver training course. Many car insurance companies will give you a discount if you've completed a defensive driver course in Pennsylvania. Check with your Johnstown agent to find out if that discount exists with your current company.