Capitol American
RR 1
Blue Ridge, VA 24064-0000
Phone: (540) 890-2504
Capitol American provides residents of Blue Ridge with advice and guidance to help them meet their insurance needs. Call (540) 890-2504 for a no obligation quote or stop by at RR 1. Servicing Blue Ridge and the entire Botetourt county region.
Looking for insurance agents in Blue Ridge, VA or just trying to lower your premiums? These tips may help.
- Capitol American may be able to help you determine the insurance policy that's right for your specific needs.
- If you think your Blue Ridge is too expensive, consider having an annual review with your insurance agent. They can go over your current coverages and make recommendations such as raising your physical damage deductibles to save you money.
- Blue Ridge home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- To save money on your home insurance, consider installing a security or surveillance system. Some insurance companies in Virginia may give you a break on your rates if you have a monitored security system installed. Check with your insurer prior to installing a system to see which systems they recommend.