Castle Dick & Kelch Insurance
2 2nd St NW
Hampton, IA 50441-1904
Phone: (641) 456-2578 | Fax: (641) 456-2546
Hampton residents can count on Castle Dick & Kelch Insurance to provide guidance when purchasing insurance. Visit their office at 2 2nd St NW or call (641) 456-2578 to talk to an agent. Serving the greater Hampton area and beyond.
If you're trying to find insurance agents in Hampton, IA or just looking to lower your rates we can help. Here are some tips to keep in mind.
- A neighborhood insurance services provider like Castle Dick & Kelch Insurance can make it easier to determine the correct insurance coverages for your financial situation. Licensed Iowa insurance agents are educated to uncover possible protection gaps within your insurance coverage.
- Your Hampton auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Hampton home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Longevity pays off. If you have a tendancy to jump around between insurance companies, you may be costing yourself money. Many Iowa insurance companies reward insureds for staying with them over time. The longer you stay, the bigger discount you may see.