Chapman & Chapman Insurance
108 Main St
Damariscotta, ME 04543-4668
Phone: (207) 563-3143 | Fax: (207) 563-5424
Chapman & Chapman Insurance is dedicated to protecting Damariscotta residents with at a price you can afford with professional service. Call (207) 563-3143 for risk-free insurance quotes or stop by at 108 Main St. Servicing Damariscotta and the entire Lincoln county region.
Searching for insurance agents in Damariscotta, Maine or just trying to save money on insurance? These tips may help.
- Chapman & Chapman Insurance may be able help you with your insurance needs in Damariscotta. Professional agents are trained to find deficiencies in insurance coverages and protect your assets against loss.
- Damariscotta car insurance rates are not cheap, and nobody like paying more than they have to for insurance. You can help reduce your car insurance costs by raising your deductibles, maintain a high credit score, avoid getting traffic tickets or having at-fault accidents, and drive lower-cost vehicles that are cheaper to repair than expensive imports.
- If you own a home in Damariscotta, you may be able to lower your property insurance premiums simply by raising your homeowners deductible. Your insurance company may also give you the option of raising just the wind and hail deductible, but leaving a lower deductible on losses such as theft or fire.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your Maine insurance company, then you will be rewarded with lower rates.