Charles Barclay Agency
20226 Halethorpe Ln
Germantown, MD 20876-5708
Phone: (301) 916-5181
Germantown families can depend on Charles Barclay Agency to provide guidance and answer any questions. Their office location is 20226 Halethorpe Ln or call (301) 916-5181 to talk with a representative. Servicing Germantown and the entire Montgomery county region.
If you're trying to find insurance agents in Germantown, MD or just looking to lower your rates we can help. Here are some insurance buying best practices.
- A neighborhood insurance services provider like Charles Barclay Agency can make it easier to determine the correct insurance coverages for your financial situation. Licensed Maryland insurance agents are educated to uncover possible protection gaps within your insurance coverage.
- Your Germantown auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- If you own a home in Germantown, you may be able to lower your property insurance premiums simply by raising your homeowners deductible. Your insurance company may also give you the option of raising just the wind and hail deductible, but leaving a lower deductible on losses such as theft or fire.
- Consider taking a driver training course. Many car insurance companies will give you a discount if you've completed a defensive driver course in Maryland. Check with your Germantown agent to find out if that discount exists with your current company.