Charles E Hagains Insurance
5410 Bell St # 401
Amarillo, TX 79109-6222
Phone: (806) 356-8466
Charles E Hagains Insurance provides residents of Amarillo with advice and guidance when making important insurance decisions. Their office is located at 5410 Bell St # 401 or call (806) 356-8466 to speak with an agent. Serving Amarillo and the greater Potter county area.
Looking for insurance agents in Amarillo, TX or just trying to lower your premiums? Here are some insurance buying best practices.
- Charles E Hagains Insurance may be able to help you find the best insurance rates in Texas. By using a local Amarillo insurance agent, you have someone to contact to ask questions, review coverages and help you at claim time.
- Your Amarillo auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Amarillo home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Consider taking a driver training course. Many car insurance companies will give you a discount if you've completed a defensive driver course in Texas. Check with your Amarillo agent to find out if that discount exists with your current company.