Charles L Kirby Agency Inc
75 Eddie Dowling Hwy
North Smithfield, RI 02896-7305
Phone: (401) 762-4500 | Fax: (401) 766-9098
Charles L Kirby Agency Inc provides residents of North Smithfield with advice and guidance to help protect assets. Visit their office at 75 Eddie Dowling Hwy or call (401) 762-4500 for a no obligation quote. Serving the greater North Smithfield area and beyond.
Looking for insurance agents in North Smithfield, RI or just trying to lower your premiums? Here are some tips to keep in mind.
- Charles L Kirby Agency Inc is an insurance services provider in North Smithfield and may be able to help you obtain insurance coverage.
- North Smithfield auto insurance can be very expensive if you're driving newer vehicles, have a poor driving record or have files many claims in the past. Some issues like poor credit cannot be immediately corrected, but you can take some steps that will immediately reduce your insurance rates such as raising your deductibles.
- North Smithfield home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Under no circumstances allow your insurance coverage to expire. You may find it very hard to get insurance again in Rhode Island should your insurance policy expire, and your insurance coverage may cost considerably more than it had before.