Chartered Group
39156 State St
Fremont, CA 94538-1436
Phone: (510) 796-1908 | Fax: (510) 796-1997
Fremont residents can count on Chartered Group to give a helping hand when purchasing insurance. Call (510) 796-1908 to talk to an agent or stop by at 39156 State St. Serving the greater Fremont area and beyond.
If you're trying to find insurance agents in Fremont, CA or just looking to lower your rates we can help. These tips may help.
- Chartered Group may be able to help you find the best insurance rates in California. By using a local Fremont insurance agent, you have someone to contact to ask questions, review coverages and help you at claim time.
- Fremont auto insurance can be very expensive if you're driving newer vehicles, have a poor driving record or have files many claims in the past. Some issues like poor credit cannot be immediately corrected, but you can take some steps that will immediately reduce your insurance rates such as raising your deductibles.
- Fremont home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Consider taking a driver training course. Many car insurance companies will give you a discount if you've completed a defensive driver course in California. Check with your Fremont agent to find out if that discount exists with your current company.