Cheng Insurance
828 Harrison St # 207
Oakland, CA 94607-4427
Phone: (510) 893-3636 | Fax: (510) 893-9909
Oakland families can depend on Cheng Insurance to provide guidance and answer any questions. Their office location is 828 Harrison St # 207 or call (510) 893-3636 to talk with a representative. Servicing Oakland and the entire Alameda county region.
If you're trying to find insurance agents in Oakland, CA or just looking to lower your rates we can help. Here are some insurance buying best practices.
- A neighborhood insurance services provider like Cheng Insurance can make it easier to determine the correct insurance coverages for your financial situation. Licensed California insurance agents are educated to uncover possible protection gaps within your insurance coverage.
- When researching auto insurance in Oakland, think about increasing your collision and comprehensive insurance deductibles to a larger amount in order to save money. Car insurance is cheaper when you're prepared to spend slightly more out-of-pocket if you have an insurance claim.
- Oakland home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- To save money on your home insurance, consider installing a security or surveillance system. Some insurance companies in California may give you a break on your rates if you have a monitored security system installed. Check with your insurer prior to installing a system to see which systems they recommend.