Clover Insurance Assoc
179 Union Blvd
Totowa, NJ 07512-2627
Phone: (973) 790-3114 | Fax: (973) 790-1176
Clover Insurance Assoc provides residents of Totowa with advice and guidance to help them meet their insurance needs. Call (973) 790-3114 for a no obligation quote or stop by at 179 Union Blvd. Servicing Totowa and the entire Passaic county region.
Looking for insurance agents in Totowa, NJ or just trying to lower your premiums? These tips may help.
- A local insurance services provider like Clover Insurance Assoc can help you determine the proper coverages for your personal situation. Licensed New Jersey insurance agents are trained to find possible coverage gaps in your insurance plan.
- Your Totowa auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- If you own a home in Totowa and are shopping for home insurance, higher deductibles can give you substantial savings on your premiums. If you can afford to pay a higher deductible when you have a claim, you may come out ahead by raising your deductible.
- To save money on your home insurance, consider installing a security or surveillance system. Some insurance companies in New Jersey may give you a break on your rates if you have a monitored security system installed. Check with your insurer prior to installing a system to see which systems they recommend.