Colonial Insurance
336 E State St
Herkimer, NY 13350-2026
Phone: (315) 866-6868 | Fax: (315) 866-0747
Colonial Insurance provides residents of Herkimer with advice and guidance when making important insurance decisions. Their office is located at 336 E State St or call (315) 866-6868 to speak with an agent. Serving Herkimer and the greater Herkimer county area.
Looking for insurance agents in Herkimer, NY or just trying to lower your premiums? Here are some insurance buying best practices.
- Colonial Insurance is an insurance services provider in your neighborhood and by talking with a licensed agent, you can help find adequate insurance coverages for your personal situation.
- Your Herkimer car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- Herkimer home insurance rates can be reduced by taking a look at your property loss deductible. If you currently have a $250 or $500 deductible on your Herkimer policy, you can raise your deductible to $1,000 or more and save significantly on your annual rates.
- Some New York insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Herkimer and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.