Commercial Travelers Mutual
70 Genesee St
Utica, NY 13502-3587
Phone: (315) 797-5200 | Fax: (315) 797-3198
Utica residents can count on Commercial Travelers Mutual to give a helping hand when purchasing insurance. Call (315) 797-5200 to talk to an agent or stop by at 70 Genesee St. Serving the greater Utica area and beyond. Visit the Commercial Travelers Mutual website for additional information.
If you're trying to find insurance agents in Utica, NY or just looking to lower your rates we can help. These tips may help.
- A local insurance services provider like Commercial Travelers Mutual can help you determine the proper coverages for your personal situation. Licensed New York insurance agents are trained to find possible coverage gaps in your insurance plan.
- Your Utica car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- Higher homeowner's insurance deductibles can give you substantial savings if you own a home in Utica. You'll have to pay more out-of-pocket if you have an insurance claim, but if your claims are infrequent, you may come out way ahead by raising your deductibles and pocketing the savings.
- Some New York insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Utica and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.