Cotton States Insurance
16 N Court St
Alamo, TN 38001-1707
Phone: (731) 696-3190 | Fax: (731) 696-3198
Cotton States Insurance is dedicated to protecting Alamo consumers with affordably with professional service. Their office location is 16 N Court St or call (731) 696-3190 anytime to talk to one of their friendly professionals. Serving Alamo and the greater Crockett county area.
Searching for insurance agents in Alamo, Tennessee or just trying to save money on insurance? Here are some insurance buying best practices.
- Cotton States Insurance may be able to help you determine the insurance policy that's right for your specific needs.
- If you think your Alamo is too expensive, consider having an annual review with your insurance agent. They can go over your current coverages and make recommendations such as raising your physical damage deductibles to save you money.
- Alamo property owners are able to reduce their insurance costs by simply increasing their insurance policy deductible. An insurance deductible is how much money you have to pay out-of-pocket once you have a home insurance claim. By agreeing to pay an increased amount of your own money, your insurance provider will lower your home insurance premium. Providing you don't have regular claims, the cost savings on the reduced premium will soon add up to a lot more than the extra insurance deductible you have to spend at claim time.
- Longevity pays off. If you have a tendancy to jump around between insurance companies, you may be costing yourself money. Many Tennessee insurance companies reward insureds for staying with them over time. The longer you stay, the bigger discount you may see.