Cotton States Insurance
Highway 68 & Main St
Crossville, AL 35962-0000
Phone: (256) 526-7126
Cotton States Insurance provides residents of Crossville with advice and guidance when making important insurance decisions. Their office is located at Highway 68 & Main St or call (256) 526-7126 to speak with an agent. Serving Crossville and the greater De Kalb county area.
Looking for insurance agents in Crossville, AL or just trying to lower your premiums? Here are some insurance buying best practices.
- A neighborhood insurance services provider like Cotton States Insurance can make it easier to determine the correct insurance coverages for your financial situation. Licensed Alabama insurance agents are educated to uncover possible protection gaps within your insurance coverage.
- Your Crossville auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Crossville insurance agents may be able to save you money if you inquire about raising your homeowner's deductible. The higher you raise your deductible, the less your Crossville home insurance will cost you each year because you're willing to shoulder a larger portion of any claim that you may file.
- There is no need to insure vehicles you aren't driving. Just make sure there is no chance of the vehicle being operated, even pull the battery if needed. This will keep the car from inadvertantly being driven.