Cotton States Insurance
107 E Main St
Folkston, GA 31537-3013
Phone: (912) 496-2820 | Fax: (912) 496-2414
Cotton States Insurance is dedicated to protecting Folkston consumers with affordably with professional service. Their office location is 107 E Main St or call (912) 496-2820 anytime to talk to one of their friendly professionals. Serving Folkston and the greater Charlton county area.
Searching for insurance agents in Folkston, Georgia or just trying to save money on insurance? Here are some insurance buying best practices.
- Cotton States Insurance may be able to help you determine the insurance policy that's right for your specific needs.
- Folkston car insurance rates are not cheap, and nobody like paying more than they have to for insurance. You can help reduce your car insurance costs by raising your deductibles, maintain a high credit score, avoid getting traffic tickets or having at-fault accidents, and drive lower-cost vehicles that are cheaper to repair than expensive imports.
- Folkston home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Consider taking a driver training course. Many car insurance companies will give you a discount if you've completed a defensive driver course in Georgia. Check with your Folkston agent to find out if that discount exists with your current company.