Creative Insurance Concepts
8880 Rio San Diego Dr
San Diego, CA 92108-1634
Phone: (619) 497-1973 | Fax: (619) 574-6333
Creative Insurance Concepts is dedicated to protecting San Diego families with at a price you can afford with professional service. Visit their office at 8880 Rio San Diego Dr or call (619) 497-1973 for risk-free insurance quotes. Serving San Diego and the greater San Diego county area.
Searching for insurance agents in San Diego, California or just trying to save money on insurance? Here are some tips to keep in mind.
- Creative Insurance Concepts may be able to help you determine the insurance policy that's right for your specific needs.
- Your San Diego car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- Higher homeowner's insurance deductibles can give you substantial savings if you own a home in San Diego. You'll have to pay more out-of-pocket if you have an insurance claim, but if your claims are infrequent, you may come out way ahead by raising your deductibles and pocketing the savings.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your California insurance company, then you will be rewarded with lower rates.