Daniel T Gratz Agency
504 1st Ave S
St James, MN 56081-1728
Phone: (507) 375-5078 | Fax: (507) 375-4476
St James residents can count on Daniel T Gratz Agency to give a helping hand when purchasing insurance. Call (507) 375-5078 to talk to an agent or stop by at 504 1st Ave S. Serving the greater St James area and beyond.
If you're trying to find insurance agents in St James, MN or just looking to lower your rates we can help. These tips may help.
- Daniel T Gratz Agency may be able help you with your insurance needs in St James. Professional agents are trained to find deficiencies in insurance coverages and protect your assets against loss.
- St James auto insurance can be very expensive if you're driving newer vehicles, have a poor driving record or have files many claims in the past. Some issues like poor credit cannot be immediately corrected, but you can take some steps that will immediately reduce your insurance rates such as raising your deductibles.
- St James insurance agents may be able to save you money if you inquire about raising your homeowner's deductible. The higher you raise your deductible, the less your St James home insurance will cost you each year because you're willing to shoulder a larger portion of any claim that you may file.
- Some Minnesota insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in St James and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.