Dave Johnson Insurance
409 S Main St
O Fallon, MO 63366-2532
Phone: (636) 272-7400
Dave Johnson Insurance is dedicated to protecting O Fallon consumers with affordably with professional service. Their office location is 409 S Main St or call (636) 272-7400 anytime to talk to one of their friendly professionals. Serving O Fallon and the greater St Charles county area.
Searching for insurance agents in O Fallon, Missouri or just trying to save money on insurance? Here are some insurance buying best practices.
- Dave Johnson Insurance may be able to help you determine the insurance policy that's right for your specific needs.
- Your O Fallon auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- O Fallon insurance agents may be able to save you money if you inquire about raising your homeowner's deductible. The higher you raise your deductible, the less your O Fallon home insurance will cost you each year because you're willing to shoulder a larger portion of any claim that you may file.
- Some Missouri insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in O Fallon and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.