David A Ratner Assoc Inc
30 W Mount Pleasant Ave
Livingston, NJ 07039-2970
Phone: (973) 994-4881 | Fax: (973) 994-4882
Livingston residents can count on David A Ratner Assoc Inc to give a helping hand when purchasing insurance. Call (973) 994-4881 to talk to an agent or stop by at 30 W Mount Pleasant Ave. Serving the greater Livingston area and beyond.
If you're trying to find insurance agents in Livingston, NJ or just looking to lower your rates we can help. These tips may help.
- A local insurance services provider like David A Ratner Assoc Inc can help you determine the proper coverages for your personal situation. Licensed New Jersey insurance agents are trained to find possible coverage gaps in your insurance plan.
- Livingston auto insurance can be very expensive if you're driving newer vehicles, have a poor driving record or have files many claims in the past. Some issues like poor credit cannot be immediately corrected, but you can take some steps that will immediately reduce your insurance rates such as raising your deductibles.
- Higher homeowner's insurance deductibles can give you substantial savings if you own a home in Livingston. You'll have to pay more out-of-pocket if you have an insurance claim, but if your claims are infrequent, you may come out way ahead by raising your deductibles and pocketing the savings.
- Some New Jersey insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Livingston and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.