David Hern Insurance
2720 Jenny Lind Rd
Fort Smith, AR 72901-6408
Phone: (479) 783-8490 | Fax: (479) 783-4811
Fort Smith residents can count on David Hern Insurance to give a helping hand when purchasing insurance. Call (479) 783-8490 to talk to an agent or stop by at 2720 Jenny Lind Rd. Serving the greater Fort Smith area and beyond.
If you're trying to find insurance agents in Fort Smith, AR or just looking to lower your rates we can help. These tips may help.
- David Hern Insurance may be able help you with your insurance needs in Fort Smith. Professional agents are trained to find deficiencies in insurance coverages and protect your assets against loss.
- Your Fort Smith car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- Fort Smith home insurance rates can be reduced by taking a look at your property loss deductible. If you currently have a $250 or $500 deductible on your Fort Smith policy, you can raise your deductible to $1,000 or more and save significantly on your annual rates.
- You might save some money by buying a longer term policy. If you're paying monthly on your auto policy or your policy term is 6-months, you might save some money by paying the policy in full or buying an annual policy term.