David Lau Group
1570 The Alameda
San Jose, CA 95126-2330
Phone: (408) 723-1779
David Lau Group provides residents of San Jose with advice and guidance to help them meet their insurance needs. Call (408) 723-1779 for a no obligation quote or stop by at 1570 The Alameda. Servicing San Jose and the entire Santa Clara county region.
Looking for insurance agents in San Jose, CA or just trying to lower your premiums? These tips may help.
- David Lau Group may be able to help you determine the insurance policy that's right for your specific needs.
- Your San Jose auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Higher homeowner's insurance deductibles can give you substantial savings if you own a home in San Jose. You'll have to pay more out-of-pocket if you have an insurance claim, but if your claims are infrequent, you may come out way ahead by raising your deductibles and pocketing the savings.
- To save money on your home insurance, consider installing a security or surveillance system. Some insurance companies in California may give you a break on your rates if you have a monitored security system installed. Check with your insurer prior to installing a system to see which systems they recommend.