David Lau & Assoc
3150 Almaden Expy
San Jose, CA 95118-1200
Phone: (408) 723-1779
David Lau & Assoc provides residents of San Jose with advice and guidance when making important insurance decisions. Their office is located at 3150 Almaden Expy or call (408) 723-1779 to speak with an agent. Serving San Jose and the greater Santa Clara county area. Visit our website anytime for more information.
Looking for insurance agents in San Jose, CA or just trying to lower your premiums? Here are some insurance buying best practices.
- David Lau & Assoc may be able to help you find the best insurance rates in California. By using a local San Jose insurance agent, you have someone to contact to ask questions, review coverages and help you at claim time.
- When researching auto insurance in San Jose, think about increasing your collision and comprehensive insurance deductibles to a larger amount in order to save money. Car insurance is cheaper when you're prepared to spend slightly more out-of-pocket if you have an insurance claim.
- Higher homeowner's insurance deductibles can give you substantial savings if you own a home in San Jose. You'll have to pay more out-of-pocket if you have an insurance claim, but if your claims are infrequent, you may come out way ahead by raising your deductibles and pocketing the savings.
- Safe drivers pay less for car insurance. If you tend to drive too fast, have minor fender benders, or repeatedly run red lights, you will pay higher car insurance rates. Conversely, if you are a good driver and do not file frequent claims with your California insurance company, then you will be rewarded with lower rates.