David Schrampfer
219 N Kilworth St
Exira, IA 50076-1518
Phone: (712) 268-2132
David Schrampfer provides residents of Exira with advice and guidance when making important insurance decisions. Their office is located at 219 N Kilworth St or call (712) 268-2132 to speak with an agent. Serving Exira and the greater Audubon county area.
Looking for insurance agents in Exira, IA or just trying to lower your premiums? Here are some insurance buying best practices.
- David Schrampfer may be able to help you find the best insurance rates in Iowa. By using a local Exira insurance agent, you have someone to contact to ask questions, review coverages and help you at claim time.
- Your Exira auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Exira home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Consider taking a driver training course. Many car insurance companies will give you a discount if you've completed a defensive driver course in Iowa. Check with your Exira agent to find out if that discount exists with your current company.