Derek Gardner Ins & Annuities
103 S Main St
Barre, VT 05641-4839
Phone: (802) 476-5432
Barre residents can count on Derek Gardner Ins & Annuities to provide guidance when purchasing insurance. Visit their office at 103 S Main St or call (802) 476-5432 to talk to an agent. Serving the greater Barre area and beyond.
If you're trying to find insurance agents in Barre, VT or just looking to lower your rates we can help. Here are some tips to keep in mind.
- A neighborhood insurance services provider like Derek Gardner Ins & Annuities can make it easier to determine the correct insurance coverages for your financial situation. Licensed Vermont insurance agents are educated to uncover possible protection gaps within your insurance coverage.
- If you think your Barre is too expensive, consider having an annual review with your insurance agent. They can go over your current coverages and make recommendations such as raising your physical damage deductibles to save you money.
- Barre home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- To save money on your home insurance, consider installing a security or surveillance system. Some insurance companies in Vermont may give you a break on your rates if you have a monitored security system installed. Check with your insurer prior to installing a system to see which systems they recommend.