Direct General Ins Agency
1500 Central Ave
Hot Springs, AR 71901-6146
Phone: (501) 318-1616 | Fax: (501) 318-1638
Direct General Ins Agency provides residents of Hot Springs with advice and guidance when making important insurance decisions. Their office is located at 1500 Central Ave or call (501) 318-1616 to speak with an agent. Serving Hot Springs and the greater Garland county area.
Looking for insurance agents in Hot Springs, AR or just trying to lower your premiums? Here are some insurance buying best practices.
- Direct General Ins Agency may assist you in finding Arkansas insurance coverage. With a local Hot Springs insurance agent, you have a professional contact to inquire about coverage issues, review your policy and assist you in the event of an insurance claim.
- Your Hot Springs auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- If you own a home in Hot Springs and are shopping for home insurance, higher deductibles can give you substantial savings on your premiums. If you can afford to pay a higher deductible when you have a claim, you may come out ahead by raising your deductible.
- Under no circumstances allow your insurance coverage to expire. You may find it very hard to get insurance again in Arkansas should your insurance policy expire, and your insurance coverage may cost considerably more than it had before.