Douglas Smith & Assoc
8 N Limestone St
Springfield, OH 45502-1160
Phone: (937) 322-6813 | Fax: (937) 322-1871
Douglas Smith & Assoc provides residents of Springfield with advice and guidance when making important insurance decisions. Their office is located at 8 N Limestone St or call (937) 322-6813 to speak with an agent. Serving Springfield and the greater Clark county area.
Looking for insurance agents in Springfield, OH or just trying to lower your premiums? Here are some insurance buying best practices.
- Douglas Smith & Assoc may be able help you with your insurance needs in Springfield. Professional agents are trained to find deficiencies in insurance coverages and protect your assets against loss.
- Your Springfield car insurance rates could be decreased considerably by increasing your collision and comprehensive or 'other than collision' insurance deductibles. Should you have an automobile accident or your vehicle receives damage in a hail storm you'll be forced to pay more to have the hail damage repaired, but larger insurance deductibles mean less premium every year plus your cost savings may possibly more than replace the increased expense at claim time.
- Springfield home insurance rates can be reduced by taking a look at your property loss deductible. If you currently have a $250 or $500 deductible on your Springfield policy, you can raise your deductible to $1,000 or more and save significantly on your annual rates.
- You might save some money by buying a longer term policy. If you're paying monthly on your auto policy or your policy term is 6-months, you might save some money by paying the policy in full or buying an annual policy term.