Duncan Insurance
1119 Main St
Commerce, TX 75428-2605
Phone: (903) 886-2183 | Fax: (903) 886-2184
Duncan Insurance provides residents of Commerce with advice and guidance to help protect assets. Visit their office at 1119 Main St or call (903) 886-2183 for a no obligation quote. Serving the greater Commerce area and beyond.
Looking for insurance agents in Commerce, TX or just trying to lower your premiums? Here are some tips to keep in mind.
- Duncan Insurance is an insurance services provider in your neighborhood and by talking with a licensed agent, you can help find adequate insurance coverages for your personal situation.
- Your Commerce auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- If you own a home in Commerce and are shopping for home insurance, higher deductibles can give you substantial savings on your premiums. If you can afford to pay a higher deductible when you have a claim, you may come out ahead by raising your deductible.
- Some Texas insurance companies may give you a discount if you drive less miles in a year. So if you live close to work in Commerce and can walk or use public transportation rather than driving your car, you might save up to 10% off your annual premium.