Efrem R Osio Insurance
505 Lighthouse Ave
Pacific Grove, CA 93950-2750
Phone: (831) 373-0877
Pacific Grove families can depend on Efrem R Osio Insurance to provide guidance and answer any questions. Their office location is 505 Lighthouse Ave or call (831) 373-0877 to talk with a representative. Servicing Pacific Grove and the entire Monterey county region.
If you're trying to find insurance agents in Pacific Grove, CA or just looking to lower your rates we can help. Here are some insurance buying best practices.
- Efrem R Osio Insurance is an insurance services provider in your area. Contact them for assistance with your insurance needs.
- Your Pacific Grove auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- If you own a home in Pacific Grove, you may be able to lower your property insurance premiums simply by raising your homeowners deductible. Your insurance company may also give you the option of raising just the wind and hail deductible, but leaving a lower deductible on losses such as theft or fire.
- Under no circumstances allow your insurance coverage to expire. You may find it very hard to get insurance again in California should your insurance policy expire, and your insurance coverage may cost considerably more than it had before.