Employer Benefits Consulting
5187 Lake Crest Cir
Birmingham, AL 35226-5028
Phone: (205) 988-4166
Birmingham residents can count on Employer Benefits Consulting to provide guidance when purchasing insurance. Visit their office at 5187 Lake Crest Cir or call (205) 988-4166 to talk to an agent. Serving the greater Birmingham area and beyond.
If you're trying to find insurance agents in Birmingham, AL or just looking to lower your rates we can help. Here are some tips to keep in mind.
- A neighborhood insurance services provider like Employer Benefits Consulting can make it easier to determine the correct insurance coverages for your financial situation. Licensed Alabama insurance agents are educated to uncover possible protection gaps within your insurance coverage.
- If you think your Birmingham is too expensive, consider having an annual review with your insurance agent. They can go over your current coverages and make recommendations such as raising your physical damage deductibles to save you money.
- Birmingham home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- To save money on your home insurance, consider installing a security or surveillance system. Some insurance companies in Alabama may give you a break on your rates if you have a monitored security system installed. Check with your insurer prior to installing a system to see which systems they recommend.