Encore Financials
112 N 3rd St
West Branch, MI 48661-1266
Phone: (989) 345-3813 | Fax: (989) 345-5804
Encore Financials provides residents of West Branch with advice and guidance to help them meet their insurance needs. Call (989) 345-3813 for a no obligation quote or stop by at 112 N 3rd St. Servicing West Branch and the entire Ogemaw county region.
Looking for insurance agents in West Branch, MI or just trying to lower your premiums? These tips may help.
- Encore Financials may be able to help you find the best insurance rates in Michigan. By using a local West Branch insurance agent, you have someone to contact to ask questions, review coverages and help you at claim time.
- Your West Branch auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- West Branch property owners are able to reduce their insurance costs by simply increasing their insurance policy deductible. An insurance deductible is how much money you have to pay out-of-pocket once you have a home insurance claim. By agreeing to pay an increased amount of your own money, your insurance provider will lower your home insurance premium. Providing you don't have regular claims, the cost savings on the reduced premium will soon add up to a lot more than the extra insurance deductible you have to spend at claim time.
- Consider taking a driver training course. Many car insurance companies will give you a discount if you've completed a defensive driver course in Michigan. Check with your West Branch agent to find out if that discount exists with your current company.