Essential Things
505 S 8th Ave
Mt Vernon, NY 10550-4314
Phone: (914) 664-9798
Essential Things provides residents of Mt Vernon with advice and guidance when making important insurance decisions. Their office is located at 505 S 8th Ave or call (914) 664-9798 to speak with an agent. Serving Mt Vernon and the greater Westchester county area.
Looking for insurance agents in Mt Vernon, NY or just trying to lower your premiums? Here are some insurance buying best practices.
- Essential Things may be able to help you find the best insurance rates in New York. By using a local Mt Vernon insurance agent, you have someone to contact to ask questions, review coverages and help you at claim time.
- Your Mt Vernon auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Mt Vernon home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Consider taking a driver training course. Many car insurance companies will give you a discount if you've completed a defensive driver course in New York. Check with your Mt Vernon agent to find out if that discount exists with your current company.