F Jim Parks Agency
22 W Lake Forest Dr
Palmyra, VA 22963-2449
Phone: (434) 589-6000
F Jim Parks Agency is dedicated to protecting Palmyra consumers with affordably with professional service. Their office location is 22 W Lake Forest Dr or call (434) 589-6000 anytime to talk to one of their friendly professionals. Serving Palmyra and the greater Fluvanna county area.
Searching for insurance agents in Palmyra, Virginia or just trying to save money on insurance? Here are some insurance buying best practices.
- F Jim Parks Agency may be able to help you determine the insurance policy that's right for your specific needs.
- Palmyra car insurance rates are not cheap, and nobody like paying more than they have to for insurance. You can help reduce your car insurance costs by raising your deductibles, maintain a high credit score, avoid getting traffic tickets or having at-fault accidents, and drive lower-cost vehicles that are cheaper to repair than expensive imports.
- Palmyra home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Consider taking a driver training course. Many car insurance companies will give you a discount if you've completed a defensive driver course in Virginia. Check with your Palmyra agent to find out if that discount exists with your current company.