Farmers Insurance Group
2021 The Alameda # 200
San Jose, CA 95126-1138
Phone: (408) 997-1586 | Fax: (408) 248-6119
San Jose families can depend on Farmers Insurance Group to provide guidance and answer any questions. Their office location is 2021 The Alameda # 200 or call (408) 997-1586 to talk with a representative. Servicing San Jose and the entire Santa Clara county region.
If you're trying to find insurance agents in San Jose, CA or just looking to lower your rates we can help. Here are some insurance buying best practices.
- A neighborhood insurance services provider like Farmers Insurance Group can make it easier to determine the correct insurance coverages for your financial situation. Licensed California insurance agents are educated to uncover possible protection gaps within your insurance coverage.
- Your San Jose auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- San Jose home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Under no circumstances allow your insurance coverage to expire. You may find it very hard to get insurance again in California should your insurance policy expire, and your insurance coverage may cost considerably more than it had before.