Farmers & Merchants Mutual
100 4th St
Calumet, MI 49913-1845
Phone: (906) 337-3512 | Fax: (906) 337-0620
Farmers & Merchants Mutual provides residents of Calumet with advice and guidance to help them meet their insurance needs. Call (906) 337-3512 for a no obligation quote or stop by at 100 4th St. Servicing Calumet and the entire Houghton county region.
Looking for insurance agents in Calumet, MI or just trying to lower your premiums? These tips may help.
- A local insurance services provider like Farmers & Merchants Mutual can help you determine the proper coverages for your personal situation. Licensed Michigan insurance agents are trained to find possible coverage gaps in your insurance plan.
- Your Calumet auto insurance rates can be reduced significantly by raising your collision and comprehensive or 'other than collision' deductibles. If you have an auto accident or your car gets damaged in a hail storm you'll have to pay more to have the damage fixed, but higher deductibles mean less premium each year and your savings may more than make up for the increased cost at claim time.
- Calumet home insurance rates can be reduced by taking a look at your property loss deductible. If you currently have a $250 or $500 deductible on your Calumet policy, you can raise your deductible to $1,000 or more and save significantly on your annual rates.
- Longevity pays off. If you have a tendancy to jump around between insurance companies, you may be costing yourself money. Many Michigan insurance companies reward insureds for staying with them over time. The longer you stay, the bigger discount you may see.