First City Resources LTD
612 Oneal Dr
Birmingham, AL 35226-2457
Phone: (205) 979-1447
First City Resources LTD provides residents of Birmingham with advice and guidance to help them meet their insurance needs. Call (205) 979-1447 for a no obligation quote or stop by at 612 Oneal Dr. Servicing Birmingham and the entire Jefferson county region.
Looking for insurance agents in Birmingham, AL or just trying to lower your premiums? These tips may help.
- First City Resources LTD may be able to help you find the best insurance rates in Alabama. By using a local Birmingham insurance agent, you have someone to contact to ask questions, review coverages and help you at claim time.
- Birmingham auto insurance can be very expensive if you're driving newer vehicles, have a poor driving record or have files many claims in the past. Some issues like poor credit cannot be immediately corrected, but you can take some steps that will immediately reduce your insurance rates such as raising your deductibles.
- Birmingham home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Consider taking a driver training course. Many car insurance companies will give you a discount if you've completed a defensive driver course in Alabama. Check with your Birmingham agent to find out if that discount exists with your current company.